KYC Analyst at DF Capital – Manchester, England, UK
Job Description
OVERVIEW
At DF Capital, we champion banking for ambition. As an award-winning provider of commercial finance and savings, we empower depositors and small businesses with financial solutions tailored to fuel their growth. Headquartered in Manchester, our team of over 100, serves thousands of customers across the UK, transforming savings into new opportunities for businesses to thrive.
We’re passionate about helping our customers succeed. As we expand our retail and commercial lending products, we remain committed to meeting their evolving needs and supporting their ambitions every step of the way.
THE ROLE:
An exciting position as a KYC Analyst has recently arisen at DF Capital. It’s a great time to join the team, as we look to contribute towards the continued growth of the company.
As a KYC Analyst, you will work closely with the Financial Crime Team Leader to facilitate prompt but safe onboardings as well as the ongoing monitoring and management of our commercial & retail customers. If you are confident, personable, enthusiastic and hardworking individual with experience in onboarding/KYC/AML this role is for you.
RESPONSIBILITIES AND DUTIES:
At DF Capital, we’re passionate about providing our employees with the right training and support to excel in their roles and future careers. We believe that with the right attitude and drive, success is inevitable. This role offers the opportunity to work in a fast-paced, agile environment where customer-centricity and agility are at the core of everything we do.
Key Responsibilities:
- Conduct initial screening of both commercial and retail customers in order to produce customer risk assessments
- Complete periodic and ongoing reviews of existing customers according to schedule and “trigger” events in-life.
- Effectively update and manage customer information as instructed in adherence to internal processes
- Conduct investigations into potential fraudulent, terrorist, or suspicious activity, the implementation of Anti Bribery and Corruption and Sanctions policies
- Transaction Monitoring
- Effectively monitor financial crime and fraud risk indicators
- Collaborate with and manage internal stakeholders across from across the business to ensure positive customer outcomes
- Ability to support the Financial Crime Manager in managing workflow and producing MI
- Drive process improvements and assist in the managing and updating of internal procedural documents
- Meet Service Level Agreements for processes as specified by the Financial Crime Manager
Requirements
The KYC Analyst is a key role focused on delivering a swift and smooth onboarding process for our commercial and retail customers while also ensuring the bank onboards its customers safely and in adherence with its Fraud, AML and KYC policies and procedures.
Explaining requirements clearly to internal and external customers will be key to ensure we get things right first time, while also having a keen eye for detail will make the journey a seamless experience for our customers. Other experience outlined below:
- Onboarding/KYC/AML knowledge or experience within a financial services business preferable
- Consumer lending industry experience preferable
- High numeracy and literacy skills
- Excellent communication skills
- Preferably degree educated
- Proficient in Microsoft Office
- Experience using customer screening, transaction monitoring or other specialist fin-crime software highly beneficial
