Analyst at TD Bank – Toronto, Ontario, Canada

June 21, 2024

Job Description

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

How You Will Contribute:

  • Assist in the preparation and recommendation of high-quality credit submissions for new business proposals, interim reviews, and annual reviews.
  • Conduct appropriate market, industry, and client credit analysis with clearly articulated recommendations on credit decisions and appropriate borrower risk ratings.
  • Work closely with other product groups, including TDS Sales and Trading, TDS Cash Management, TDS Trade Finance and other business areas of TD to ensure that credit needs are being met.
  • Ongoing monitoring of counterparty performance and credit exposures, including compliance with authorized credit limits and terms, as well as reporting requirements.
  • Identify potential problems requiring attention and recommend appropriate actions to best manage the risks in deteriorating credit situations.
  • Contribute to a strong team credit culture by raising issues on credit, reputational, and operational risks.
  • Provide a high level of client service; develop the client relationship by identifying cross-sell opportunities and coordinating marketing efforts with other businesses / product groups.
  • Ensure that credit arrangements adequately balance risk and return.